Benefit from Independent Advice for Homeowners or Renters Insurance

Free Insurance Policy Checkup

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No obligation! After receiving your Policy Checkup, should you choose not to go with us, you have our word that you won’t be inundated with sales calls.

Do you truly understand what your homeowner’s insurance policy covers?

We are advisors. We get to know you, to make sure you have the correct coverage, protecting you from a serious financial loss. We will ensure that you get:

The Right Coverage – Saving money is good, but don’t be enticed by a “cheap” quote. Chances are that corners were cut without telling you about reduced coverages.

True Value – As independent agents, we can shop your policy with the top carriers to get the best coverage at the right price.

Risk Mitigation – Our goal is to help you feel secure and protected. Does your policy offer a Full Replacement Payout or just Actual Cash Value (a significantly reduced percentage of the cost to replace)?

Personal Service – We build relationships with our clients. We will provide honest, informed and straightforward answers to your questions.

Knowledge & Experience – We understand the insurance market—creating the right policy, navigating claims—we have seen it all.

If your current insurance company acts like they don’t care, is impossible to get ahold of, or sends outrageous increases without talking to you, let us provide a quote.

Common Homeowners Insurance Costs

Wondering what most homeowners use their insurance for? Be sure you have adequate coverage in these important areas.

*Data averaged from 2015–2019

Claim	Average Cost to Homeowner*
Fire and lightning	$78,838
Bodily injury and property damage	$29,752
Water damage and freezing	$11,098
Wind and hail	$10,801
All other property damage claims	$6,406
Theft	$4,328
Medical payments and other	$4,328
Credit card and other	$672

TRUE STORY

When Lightning Strikes

A new client called our agency to get a homeowner’s insurance quote after a bad experience with his prior carrier. The month before he had called his insurer asking if he had coverage for lightning because his air conditioner stopped working during a thunderstorm.

Even though a claim was never filed, the carrier reported the call as a claim event—resulting in a 30% cost increase for his next policy. Fortunately, we had the opportunity to advise him on how to use his agent to help him save money.

If your agent isn’t aggressively working to protect you and your interests, they are costing you money. And the price of your coverage shouldn’t go up just because you called your agent to ask a question. Let Community Insurance Advisors help protect you.

There is real value of working with an independent, trusted, experienced insurance advisor.

John Allen and our team at Community Insurance Advisors strive to fix those broken practices. Our mission is to provide a customer experience that truly fits what YOU need—delivering customized programs with honesty and integrity and setting a new standard for our industry.

We are here to make sure your company, home and/or autos are protected correctly—and that you have a clear understanding of what you are paying for.

Get A Free Policy Checkup

Commercial or Cyber Policies

Nicole Clayton, Agenct — **Nicole Clayton, Agent**

Personal Lines (Home, Auto)

TDI License Numbers: 1926304/1381618

Core Values

Passionate

Reliable • Helpful • Persistent

Responsible

Accountable • Honest • Professional

Strategic

Knowledgeable • Inquisitive • Thought Leaders

Get A Free Policy Checkup

What Our Customers Say

John Allen & staff are smart, caring, knowledgeable and diligent to take care of my insurance needs. I have never been treated better as a client than I have with this agency. Insurance rates are competitively priced. The difference is the service! I give them 5 stars.

CYNTHIA G.

I can’t say enough great things about the team at Community Insurance Advisors. Their professionalism and expertise in personal and business risk insurance are second to none. I feel truly blessed to have Community Insurance Advisors on my side and know that insurance is one less thing I have to worry about.

DAN D.

One of the smartest things we’ve done since relocating to Frisco TX was getting our homeowners and auto insurance through Community Insurance Advisors. The best benefit of working with them is the one stop shopping for all our insurance needs—and the awesome customer service they provide.

In these days of rising costs, they are always willing to go that extra mile to research options to save us money. If you’re looking for a reliable and honest company to handle your insurance needs make sure you call Community Insurance Advisors first. It’s a true pleasure working with them. Thank You!!!

THE McCORMICK FAMILY